← All Loan Programs🏗️ Construction
Construction Loans
Ground-up financing for developers and builders.
Apply for This LoanOverview
Construction financing is one of the most complex loan types — and one of our specialties. We structure draw schedules, coordinate with builders, and match your project with lenders who understand construction risk and timeline.
- Draw-based funding tied to construction milestones
- Experienced lenders who understand builder timelines
- Bridge to permanent financing available
Loan Specifications
Min Amount
$500,000
Max Amount
$30,000,000+
Loan Term
12–36 months
Max LTV
Up to 80% LTC (Loan-to-Cost)
Amortization
Interest only during construction
Rate Type
Floating (Prime + spread)
Eligibility Criteria
- Ground-up construction or major renovation projects
- Licensed and bonded general contractor required
- Minimum 680 credit score
- Developer must have prior development experience
- All permits and entitlements must be in place or in process
Required Documents
Documents are uploaded through our encrypted secure portal, stored on Cloudflare R2 enterprise storage, and only accessible to your assigned broker via a private link. Never shared with third parties.
- Detailed construction budget and cost breakdown
- Architectural plans and specifications
- General contractor agreement
- Building permits (if obtained)
- Project timeline / construction schedule
- Land ownership documents or purchase contract
- Entity formation documents