← All Loan Programs🔨 Fix & Flip

Fix & Flip Loans

Buy, renovate, and sell residential investment properties — fast capital, fast closings.

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Overview

Fix & flip financing gives residential real estate investors the speed and leverage to acquire distressed properties, fund renovations, and sell for a profit. We work with lenders who understand investor timelines and can close in days, not weeks.

  • Up to 90% of purchase price and 100% of renovation costs covered
  • Closings in as fast as 5–10 business days
  • No personal income verification — asset and experience based

Loan Specifications

Min Amount

$75,000

Max Amount

$3,000,000

Loan Term

3–18 months

Max LTV

Up to 90% of purchase + 100% of rehab

Amortization

Interest only

Rate Type

Fixed (9–14%)

Eligibility Criteria

  • Non-owner occupied residential properties (1–4 units)
  • Investor experience preferred (at least 1–2 prior flips)
  • Minimum 620 credit score (case-by-case)
  • Clear renovation plan and exit strategy required
  • After Repair Value (ARV) must support the loan amount

Required Documents

Documents are uploaded through our encrypted secure portal, stored on Cloudflare R2 enterprise storage, and only accessible to your assigned broker via a private link. Never shared with third parties.

  • Property address, photos, and recent comparable sales
  • Estimated ARV (After Repair Value)
  • Detailed renovation budget and scope of work
  • Purchase contract (if acquisition)
  • Borrower real estate experience summary
  • Proof of funds for down payment and reserves
  • Entity formation documents (LLC preferred)

Frequently Asked Questions