← All Loan Programs🗂️ Blanket Loans
Blanket Portfolio Loans
One loan for multiple properties — simplify your portfolio, free up capital.
Apply for This LoanOverview
A blanket loan (or portfolio loan) places multiple investment properties under a single mortgage with one payment, one lender, and one closing. Ideal for investors who own 5–50+ properties and want to consolidate, refinance, or pull equity from their portfolio without refinancing each property individually.
- One payment, one lender, one set of closing costs for multiple properties
- Release clauses allow selling individual properties without refinancing the whole loan
- Access equity across the portfolio without selling individual assets
Loan Specifications
Min Amount
$500,000
Max Amount
$20,000,000+
Loan Term
5–20 years
Max LTV
Up to 70% (blended across portfolio)
Amortization
20–30 years
Rate Type
Fixed or Floating
Eligibility Criteria
- Minimum 5 investment properties (residential or mixed commercial/residential)
- All properties must be non-owner occupied
- Blended portfolio DSCR minimum 1.20x
- Minimum 660 credit score
- Portfolio must be in covered states
Required Documents
Documents are uploaded through our encrypted secure portal, stored on Cloudflare R2 enterprise storage, and only accessible to your assigned broker via a private link. Never shared with third parties.
- Schedule of Real Estate (list of all properties with values and debt)
- Current rent rolls for all properties
- 12-month operating history / T12 for each property
- Entity formation documents
- Personal financial statement
- Last 2 years tax returns (personal and entity)
- Title reports for all properties