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Hospitality Loans

Tailored financing for hotels, motels, and hospitality ventures.

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Overview

We understand that hospitality lending is unlike any other commercial property type. Our lender network includes specialists who evaluate hotels on RevPAR, occupancy trends, and brand strength — not just cap rates.

  • Lenders who understand RevPAR and ADR metrics
  • Financing for both branded and independent properties
  • Experience with STR (short-term rental) portfolios

Loan Specifications

Min Amount

$1,000,000

Max Amount

$30,000,000+

Loan Term

5–25 years

Max LTV

Up to 70%

Amortization

20–25 years

Rate Type

Fixed or Floating

Eligibility Criteria

  • Hotels, motels, bed & breakfasts, extended stay properties
  • Minimum 12-month operating history preferred
  • Franchise agreement (if applicable) required
  • Minimum 640 credit score
  • STAR report or STR data required for underwriting

Required Documents

Documents are uploaded through our encrypted secure portal, stored on Cloudflare R2 enterprise storage, and only accessible to your assigned broker via a private link. Never shared with third parties.

  • Hotel P&L statements (last 3 years)
  • STR data or Smith Travel Research (STAR) report
  • Franchise agreement or license agreement
  • Liquor license (if applicable)
  • Property condition report
  • Last 3 months bank statements
  • Entity formation documents

Frequently Asked Questions